Farmers

Our dedicated team of underwriters has over 50 years' combined experience in the farming sector, and has a really detailed in-depth knowledge of the vehicles and the risks involved. We cater for everything from small family farms to large, multilocation estate management teams, and understand the wide variety of occupations that are part of dayto- day farming life.

Features & Benefits

  • Single policy designed to include all agricultural and associated vehicles/ businesses
  • Flexible approach to UW and rating with competitive prices
  • Replacement locks and keys (up to £1,000)
  • Personal belongings cover on all vehicles (up to £500)
  • New car replacement cover and foreign use extension to cover private cars & commercial vehicles with a GVW of 3.5 tonnes or less
  • £5m Third Party Property Damage limit for commercial vehicles, £20m property damage for private car
  • Protected bonus available for NCB rated private cars and commercial vehicles
  • Inclusion of family members (even if living in other parts of the country)
  • Flexibility on repair terms – farmers can repair themselves or get local contact to do it rather than our approved network
  • If the pressure's on, they can fix things and we'll settle up afterwards
  • Foreign use extension
  • Breakdown cover available for cars/ small vans
  • Fleet rating or individual NCD as appropriate
  • Suitable for schools, colleges, universities and other rural occupations where cover for a combination of vehicle types is required

Did you know?

Over 50% of farmers have diversified into other ways of making money from the land and their assets. We understand they need more from their vehicles than ever before, and we offer the insurance to deliver.

Contact Us

T: 0345 602 5428
E: agricultureuw@ers.com