Motor Fleet

Fleet insurance is all about protecting business assets. As a leading player in the fleet market, we know how to cover everything from small family-run firms to large national companies operating all types of vehicles including private cars, small vans, HGVs, minibuses and coaches.

We know that no two operators are the same. Whatever an operator's needs, we look to find a flexible solution to meet them and will consider areas such as different rating approaches, cover options and telematics solutions. Our underwriters will happily accompany brokers to visit major fleet customers to ensure that we understand their business and that the policy we are proposing is appropriate.

Features & Benefits

  • Fleetsure policy designed to cover fleets in excess of ten vehicles
  • SME Protect policy designed specifically for small fleets of cars and vans between four and 14 vehicles, with the same flexibility as our Fleetsure wording
  • A clear risk appetite covering a broad spectrum of risks
  • In-vehicle telematics solutions available for all fleet sizes via Equitrack
  • 24 hour claims helpline supported by specialist claims handlers
  • Driver packs and bump cards to allow help in an accident and proactive TP claims management
  • Cover up to £20m for third party property damage on cars and £5m on all other vehicles
  • New for old cover on cars and vans up to 3.5 tons
  • Cover for loss of keys and replacement locks up to £1,000
  • Cover for medical expenses up to £500
  • Cover for personal belongings up to £250
  • Duty of care – driving at work legal costs
  • Driver personal accident benefits £10,000
  • Flexible approach to driving warranties

Did you know?

Some fleet companies carry out risk management to protect their fleet. We know that means they take care of the vehicles under their management, and as such they represent a better long-term risk. We can support our clients who put risk management in place through traditional measures and new technology.

Contact Us

Fleet 4+
T: 0345 602 5809
E: smeprotect@ers.com

Fleet 10+
T: 0345 602 5809
E: fleetsouth@ers.com
E: fleetnorth@ers.com
E: fleetscotland@ers.com