​Our products

Ice cream vans, lorries, horseboxes, we insure just about every type of motor vehicle driven today.

By having teams of specialist underwriters, we make sure we understand drivers' passions and needs to create the cover that's exactly right for them. To see our full product manual click here​​

We are delighted to let you know that we have launched a brand new offering to cater for classic vehicle collections with values of up to £50m. Click here to find out more.

 

Motorhome

A motorhome says freedom like nothing else. It gives people the chance to escape and experience the great outdoors. So when problems happen, they need to be resolved as soon as possible. Sometimes we're talking hours, not days. We also appreciate that families not just single drivers will be involved, so we make sure we come to the rescue fast.

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Classic Car

Classic car drivers have a special relationship with their vehicles. We understand the love and care they put into them, and offer a dedicated team focused on delivering tailor-made solutions. Our team has the experience and enthusiasm to provide everything from one-off quotes to dedicated schemes, so that brokers can offer drivers the very best bespoke cover and service.

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Kit Car

Kit car drivers have invested love and time in creating their perfect vehicle. Whether they use it to get from A to B, or just drive it now and then, they know every single component in their pride and joy. So we make sure to protect every single inch of it too.

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Modified Vehicle

There are lots of ways drivers can modify a vehicle. From small enhancements like alloy wheels through to much more extensive changes like engine upgrades, any modification can have an impact on the value of a car, and the risks we need to cover.

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Car

'Standard risk?' There's no such thing. Every driver has a history, and we're happy to hear it. Our dedicated experts understand what customers have been through, and can tell when people have changed their lifestyle. They will go out of their way to provide an option of cover for everyone, with excellent service at all times.

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Minibus

A minibus driver is responsible for their passengers, and in turn they want to know someone is taking responsibility for them. We've got a huge range of experience covering private and contract hire minibuses, specialising in educational establishments, charities, associations and religious groups.

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Taxi

When it comes to insurance, taxi drivers need a completely different type of insurance from standard car cover. We can tell how much taxi drivers value their vehicle, and how much they are doing to bring the risks down. We'll cover private hire, public hire and chauffeur services, and can provide a specialist rating tool for selected brokers too.

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Transportation

Thanks to our long history in the transport sector, we know what matters for drivers, and the wide range of risks they need to cover. Whether a driver is working for Hire and Reward, or moving their own goods, we'll cover them. We specialise in owner operators whose vehicle is their pride and joy.

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Van

You can use a van for all manner of things, which is why there are all manner of van drivers out there. Different demands on business create different demands on the vehicle. From our wide range of experience in the small panel van and car-derived van segment, we know the pressures that drivers are under, and can design cover accordingly.

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Coach & Bus

We specialise in owner operated bus and coach business, and understand the unique requirements and dynamics of family run businesses. We've also got a huge range of experience in covering coaches for educational establishments, charities, associations and religious groups.

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Showman

In this sector, the vehicle is the business. If it's down, so are the takings. We understand it has to be operational and roadworthy at all times. And we also know that the business owner's reliance on their vehicle makes them a reliable and careful person in turn. That's why we are happy to create bespoke cover just for them.

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Special Commercial Vehicles

We know that commercial vehicle drivers don't have a 'me too' job, which is why we don't offer 'me too' insurance. Instead, we cover all manner of risks. For example, we can cover mobile retailers selling food or goods, vehicles carrying hazardous materials like pyrotechnics or asbestos, and road risks for heavy plant vehicles.

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Agriculture

Our dedicated team of underwriters has over 50 years' combined experience in the farming sector, and has a really detailed in-depth knowledge of the vehicles and the risks involved. We cater for everything from small family farms to large, multilocation estate management teams, and understand the wide variety of occupations that are part of dayto- day farming life.

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Rural Community

We have a long history of providing cover to people who live and work in the rural community. The pace of life tends to be different from that in the town, with fewer cars on the roads and more careful drivers. We work with brokers who have a rural connection and understand the way of life, helping them deliver specialist insurance for their clients.

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Motor Fleet

Fleet insurance is all about protecting business assets.As a leading player in the fleet market, we know how to cover everything from small family-run firms to large national companies operating all types of vehicles including private cars, small vans, HGVs, minibuses and coaches.

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Motorcycle

To deliver first class motorcycle insurance, we don't just look at the make and model of a bike, we take the type of rider into account too. Through targeting our schemes and adapting our standard cover, we can accommodate around 95% of the biker market. Our underwriters are happy to discuss any more unusual or difficult risks too.

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Breakdown

We offer customers the chance to include just the cover that suits them, such as home service or recovery to their home. One call is all it takes to get them moving again, thanks to our dedicated team that's supported by a national network of 1,200 breakdown specialists.

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