Kit & Replica Car

No two kit cars are the same, so, our specialist team designs bespoke cover catered to the needs of each owner’s kit car to make sure every single inch is protected.

What is more unique than a car that you have put together yourself? Each car has been built down to the component and required love and hours of time to create the perfect vehicle designed to the needs of its owner.

Dedicated claims handling team who will discuss repair options
Salvage retention option to customer following total loss
Multi vehicle coverage for kit and replica cars
Up to 90 days European use per trip
Loss of keys and lock replacement, child seat cover and personal belongings cover
Cover for public road rallies and trials, treasure hunts, road safety and non-competitive rallies
Stand-alone breakdown cover available
  • Rollovers on existing books of business
  • New but substantially sized schemes
  • Collectible cars (at least 20 years old, unless highly collectible e.g. Morgans) that have been converted to Electric
  • Vehicles with a value over £1,500 and with no upper value limit
  • Drivers aged 17 to 85 (subject to experience and vehicle type), apart from those with unemployed occupational status
  • SD&P, commuting, personal and company business use, occasional wedding hire use (subject to annual mileage)
  • Vehicle or owner based in the UK
  • Vehicle must be stored in a private garage/locked building, driveway or professional storage facility
  • Claim free risks through to those with multiple claims and/or single large losses
  • Classic EV Collections
  • No open driving

Adrian Moody

Product Manager

Got a Kit or Replica Car risk that needs underwriting?