Passenger Transportation, Hire & Reward

5+ Vehicles

Our dedicated team of experts can offer specific policy benefits tailored to fit your clients needs

Flexible approach to UW and rating with competitive prices
Dedicated operations team
Flexible approach to driving warranties
Cover for up to £20m for 3rd party property damage on cars and £5m on other vehicles
New for old cover for cars and vans up to 7.5 tonnes
Key loss and lock replacement as standard
Personal accident cover for drivers, with £10,000 indemnity per incident
Personal belongings cover up to £250 per incident
Driver packs and bump cards to provide assistance in an accident and proactive TP claims management
Medical expenses up to £500 per person
Loss or damage to the battery
Loss or damage to the electric charging cable, up to a limit of £150
Legal liability for injury or damage caused by the charging cable whilst the vehicle is being charged

Target Risk Features

  • Rural/semi-rural based risks
  • Low accident frequency and severity
  • Minimal exposure to young drivers
  • Minimal exposure to agency drivers
  • Low staff turnover
  • Vehicle and/or driver risk management

Passenger Transport

  • School contracts
  • Community or charity sectors
  • Contract hire
  • Private hire
  • Stage contracts (excluding large metropolitan areas)
  • Vintage coach fleet

Carriage of Goods for Hire and Reward

  • Heavy/abnormal load haulage (80T+)
  • Hazardous haulage

We cover all types of fleet including car, van, coach, minibus, taxi, self drive hire, hazardous and electric vehicles and we’re one of the few insurers that can support customers with non-conventional arrangements.

Garbhan O’Brien

Product Manger

Got a Passenger Transportation, Hire & Reward risk that needs underwriting?