ERS is a Lloyd’s underwriting business (Syndicate 218) that has been a leading motor insurer for over 70 years. As a motor only, broker only insurer, our policies are available exclusively through motor insurance brokers.

We offer a wide range of cover for private cars, classic cars, vans, supercars, imported vehicles, motorcycles, taxis, minibuses, fleets, haulage and agricultural vehicles, as well as for high risk drivers, sports people and celebrities.

About Us 70 Years Badge

Our history

ERS began life in 1946 as Equity Motor Policies, a Lloyd’s syndicate. In 1987 the company merged with Red Star to form Equity Red Star. Nine years later, the company was bought by Cox Insurance, a Lloyd’s underwriting business specialising in nuclear and catastrophe insurance.

Following a number of acquisitions, including a management buyout, the business was purchased by Aquiline in April 2013. We announced a new strategy to be a motor-only, broker-only insurer in 2014 and subsequently rebranded as ERS, concentrating on motor insurance and specialist products. Our focus and expertise are very much centred on protecting people’s passions or livelihoods.

Executive team

Peter Bilsby
Group CEO

Peter joined ERS from AIG where he was Global Head of Specialty and served as a member of AIG’s International Leadership Team.

Prior to AIG, Peter was CEO of Talbot and Head of the Insurance Segment for the Validus group.

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Donna Willis
Chief Operating Officer

Donna joined ERS in October 2014 from QBE European Operations, where she was Head of UK & Ireland Casualty. Donna has over 20 years of experience in leading transformational change and shaping target operating models to deliver outstanding business performance. In 2007, Donna was named Young Achiever of the Year at the British Insurance Awards.

Executive Team Photos Ryan Warren
Ryan Warren
Chief Financial Officer

With over 18 years’ experience in the insurance industry, Ryan joined ERS from ProSight where he also held the position of CRO. Immediately prior to that he served as director and consulting actuary on Towers Watson’s property and casualty M&A business throughout the EMEA region. Previously, Ryan established and built the actuarial function for South African insurer, ABSA Insurance Company.

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Henry Johnson
Chief Risk Officer

Henry joined ERS in August 2019, directing the Compliance, Risk, Reserving and Capital teams. These teams help ERS maintain approval by regulators, ensure risks to the business are controlled, and in the case of the Reserving team, provide crucial information on trends in claims costs to the pricing teams. Henry qualified as an actuary in 1992 and has worked as a senior actuary in a number of insurance companies, most recently as the chief actuary at Lloyd’s.

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Peter Smith
Claims Director

As Claims Director, Peter oversees ERS’ Claims and Counter Fraud teams. He is also a director of ERS SML, the managing agent of Syndicate 218 at Lloyd’s. Peter originally joined in June 2008 as Claims Operations Director for Equity and Hastings Direct, and his responsibilities at ERS have included the remediation of the Claims function and its response to the Ministry of Justice and LASPO claims reforms. Peter has over 25 years' experience in Claims. He began his career at Royal & Sun Alliance where he was Claims Operations Leader for Global Risks.

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Martin Hall
Active Underwriter

Martin joined ERS in 2018 and is responsible for Underwriting & Pricing across the business. He has over 20 years of Underwriting leadership experience. Martin joined ERS from Pen Underwriting where he was Chief Underwriter Officer and his previous experience includes Director of Commercial Underwriting & Pricing at Direct Line Group & Head of Personal Lines Underwriting for Zurich UK.

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Lauren Edwards
HR Director

Lauren joined ERS in 2016 and was promoted to the Exec team in 2018 where she is responsible for leading the company’s people agenda. Prior to joining ERS Lauren spent 9 years at BTG International, a FTSE 250 specialty healthcare company, where she supported the company through significant acquisitive and organic growth both locally and into new territories through various HR roles including most recently leading the company’s global reward function. She has a strong track record in designing and implementing HR programmes to drive change and business transformation.

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Jonathan Watson
Sales & Marketing Director

Jonathan joined ERS in November 2016 after spending 10 years at Skype building the EMEA marketing function and leading marketing for a series of products and features used by hundreds of millions of people around the world. Previously to Skype, Jonathan led Marketing for (now Virgin Media).

About Aquiline Capital Partners LLC

Aquiline Capital Partners is a US-based private equity firm who invest in financial services enterprises in industries including property and casualty insurance. Aquiline seeks to add value to its portfolio companies through strategic, operational and financial guidance.

Discover more about Aquiline

Gender Pay Gap, Diversity & Equality Statement

We are committed to employing and retaining enthusiastic, driven and passionate people who are able to flourish in a flexible and inclusive work environment. Read our Gender Pay Gap report 2018, our Gender Pay Gap report 2017 and our Diversity and Equality Statement for more detail