ERS is a Lloyd’s underwriting business (Syndicate 218) that has been a leading motor insurer for over 70 years. As a motor only, broker only insurer, our policies are available exclusively through motor insurance brokers.

We offer a wide range of cover for private cars, classic cars, vans, supercars, imported vehicles, motorcycles, taxis, minibuses, fleets, haulage and agricultural vehicles, as well as for high risk drivers, sports people and celebrities.


Untitled design 12

Our history

ERS began life in 1946 as Equity Motor Policies, a Lloyd’s syndicate. In 1987, the company merged with Red Star to form Equity Red Star. Nine years later, the company was bought by Cox Insurance, a Lloyd’s underwriting business specialising in nuclear and catastrophe insurance.

Following a number of acquisitions, the business was purchased by Aquiline in April 2013. We announced a new strategy to be a motor-only, broker-only insurer in 2014 and subsequently rebranded as ERS, concentrating on motor insurance and specialist products. Our focus and expertise are centred on protecting people’s passions and livelihoods.

In 2026, ERS became part of Starr, a global insurance and investment organisation with more than 100 years of history. Starr provides commercial insurance solutions in more than 170 countries across six continents. ERS continues to operate under its established brand, maintaining its specialist motor and broker-only focus while benefiting from Starr’s global scale, financial strength and broader insurance expertise.



Claims and Underwriting leadership

Martin Hall
Martin Hall
Managing Director
Scott Tilbrook 1255 ERS Copy
Scott Tilbrook
Active Underwriter
Declan O Mahoney 1514 PINK Copy
Declan O'Mahony
Head of Claims
Annie Ward web
Annie Ward
Head of Agriculture & Personal Motor
CHRIS WILSON PINK
Chris Wilson
Head of Fleet & Commercial
SURAJ SACHDEV PINK
Suraj Sachdev
Head of Non-Standard Motor
MITUL MALKAN PINK
Mitul Malkan
Head of Delegated Personal Lines

Gender Pay Gap, Diversity & Equality Statement

We are committed to employing and retaining enthusiastic, driven and passionate people who are able to flourish in a flexible and inclusive work environment.

Read our Gender Pay Gap Report 2022, our Gender Pay Gap report 2021, our Gender Pay Gap report 2020, our Gender Pay Gap report 2018, our Gender Pay Gap report 2017 and our Diversity and Equality Statement for more detail