ERS is a Lloyd’s underwriting business (Syndicate 218) that has been a leading motor insurer for over 70 years. As a motor only, broker only insurer, our policies are available exclusively through motor insurance brokers.
We offer a wide range of cover for private cars, classic cars, vans, supercars, imported vehicles, motorcycles, taxis, minibuses, fleets, haulage and agricultural vehicles, as well as for high risk drivers, sports people and celebrities.
Our history
ERS began life in 1946 as Equity Motor Policies, a Lloyd’s syndicate. In 1987, the company merged with Red Star to form Equity Red Star. Nine years later, the company was bought by Cox Insurance, a Lloyd’s underwriting business specialising in nuclear and catastrophe insurance.
Following a number of acquisitions, the business was purchased by Aquiline in April 2013. We announced a new strategy to be a motor-only, broker-only insurer in 2014 and subsequently rebranded as ERS, concentrating on motor insurance and specialist products. Our focus and expertise are centred on protecting people’s passions and livelihoods.
In 2026, ERS became part of Starr, a global insurance and investment organisation with more than 100 years of history. Starr provides commercial insurance solutions in more than 170 countries across six continents. ERS continues to operate under its established brand, maintaining its specialist motor and broker-only focus while benefiting from Starr’s global scale, financial strength and broader insurance expertise.
Executive team

Richard Hextall
Group Chief Financial Officer
Gender Pay Gap, Diversity & Equality Statement
We are committed to employing and retaining enthusiastic, driven and passionate people who are able to flourish in a flexible and inclusive work environment.
Read our Gender Pay Gap Report 2022, our Gender Pay Gap report 2021, our Gender Pay Gap report 2020, our Gender Pay Gap report 2018, our Gender Pay Gap report 2017 and our Diversity and Equality Statement for more detail








