Our policies are available exclusively through UK brokers

Unlock even more opportunities with Commercial Schemes

Schemes & Affinities are designed for brokers with scale, where large groups of similar customers can be brought together under a single, tailored insurance solution. Building on this expertise, we’re expanding further into the commercial space with the launch of our Commercial Schemes proposition - supported by specialist underwriting and a streamlined trading journey.


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Why place your Commercial Schemes with ERS?

Trust the specialists
Trust the specialists
As the UK’s largest specialist motor insurer, we understand the risks and nuances involved in specialist-vehicle portfolios
Flexible scheme design
Flexible scheme design
We offer bespoke underwriting, adaptable policy structures and scalable solutions tailored to the size and complexity of your business
Speed and efficiency
Speed and efficiency
Expect quick decisions, streamlined policy administration and rapid onboarding - helping you activate cover without delay
A partner for your volume schemes
A partner for your volume schemes
Combine your Specialist Commercial Vehicle capabilities with our dedicated motor underwriting expertise to build stronger, more competitive commercial scheme solutions

Our Schemes & Affinities Features and Benefits

MBI FEAT UK
UK's largest specialist motor insurer
BRIGHTRED FEAT LLOYDS
Lloyd's A+ rated insurer
2021 FEAT FLEXIBLE
Flexible approach to underwriting
Icon Red Circle Family
Strong relationships
Icon Red Circle Stopwatch
Longevity and consistency in the market
BRIGHTRED FEAT CLAIMS HANDLING
We make the complex simple

Our appetite

Specialists working together

Our specialist team work together with our brokers that have a specialist knowledge in a niche area, complementing each other perfectly to write bespoke, tailored wording

Niche, difficult to place risks

Risks that are out of the ordinary. Pockets of risks that can’t be traded easily in the open market

Large volumes of similar commercial risks

Includes a wide range of Specialist Commercial Vehicles (SCV). Alongside core sectors such as catering vans, emergency services, hazardous loads and driver tuition, we can also work with you to explore additional commercial scheme opportunities.

Example risks

Ice cream trucks

Catering vans

Emergency and rescue vehicles

Non-road registered vehicles

Animal services such as farriers and groomers

Marketing, exhibition and retail vehicles

Specialist and hazardous loads

Specialist driver tuition

Contact our New Business Manager, Ming Wan, if you have a Schemes or Affinities book and you want to ensure it is in the best place to provide the right cover for your customers

Ming Wan

Call 07721 536 077 or email

ming.wan@ers.com

Broker enquiries: Speak to our team

Your Schemes & Affinities support network

MING WAN PINK

Ming Wan

New Business Manager
MITUL MALKAN PINK

Mitul Malkan

Head of Delegated Personal Lines
MARK WATSON PINK

Marc Watson

Senior Underwriter
ALAN BRADBURY PINK

Alan Bradbury

Senior Underwriter
Claire denny temp

Claire Denny

Senior Underwriter
ANDY BISSETT PINK

Andrew Bissett

Underwriter
CAMERON JACKSON PINK

Cameron Jackson

Senior Underwriter
LEON MUSSELL PINK

Leon Mussell

Underwriter
JACK THOMSON PINK

Jack Thomson

Underwriter
STAFF PLACEHOLDER

James Pugh

Underwiter
MAX WARREN WATSON PINK

Max Warren-Watson

Underwriter