Our policies are available exclusively through UK brokers
Keeping businesses moving
Own goods and trades insurance caters for small fleets of just five vehicles through to very large and diverse fleets, from a wide range of industries.
We cater for the needs of a wide range of clients, from family run firms using small mixed vehicle fleets, to large organisations with an array of vehicles. Whether it’s standard cars, electric vehicles or the weird and wonderful, we’ll keep them moving all on one policy.

Our Own Goods & Trades features
Our Own Goods & Trades appetite
Vehicle appetite
Risks with five or more vehicles (contact our Commercial Team for risks with up to five vehicles)
NEW Jaguar Land Rover models including Range Rover, Discovery and Defender, registered from 2019 and with inbuilt security enabled. No additional after market immobiliser or tracker required
Combination of all vehicles types including electric vehicles
Client profile
Wide range of business types and occupations considered
Small family run businesses through to large corporations
Businesses established for more than three years
Businesses with a proactive approach to vehicle and or driver risk management
Situation appetite
All risks are considered by an expert fleet underwriter excluding:
- NCD rated risks
- New ventures
- Risks with less than five vehicles
Own Goods & Trades documents
Document type
Policy documents
Looking for specialist Own Goods & Trades insurance?
Manual underwriting
All Fleet risks are manually underwritten by an expert underwriter.
Contact our team today on 0345 602 5809 or email
Your Motor Fleet support network
Underwriting

Chris Wilson
Head of Motor Fleet
Nicky Harttree
Product Manager
Charlie Dickson
Senior Underwriter
Emma Greenwood
Underwriter
Tim Hockey
Senior Trading Underwriter
Wendy Margetson
Underwriter
Dan Kiddier
Underwriter
Edd Moore
Senior Trading Underwriter
Stuart Morris
Senior Underwriter
Steve Nethercoat
Senior Trading Underwriter
Ramon Porcel
Senior Underwriter
Karl Sandford
Senior Underwriter
Theja Vijayaragavan
Underwriter
James Dooley
Underwriter
Samuel Glover
Underwriter
Laura Jenner
Underwriter
Alice White
Underwriter
Victoria Murton
Underwriter
Victoria Johnson
Underwriter
Paul Emmett
Senior UnderwriterMarketing
