Specialist breakdown cover that steps up

Whether it’s a horsebox that gets stuck in the mud or a classic car that breaks down on route to a show, our specialist breakdown insurance has everything covered.

We can even send out a charging van so your electric vehicle customers can make it to the next charging point. Flash.

INTRO BREAKDOWN

Our Motor Breakdown benefits

2021 FEAT POUNDCOIN

Competitively priced. Your way

Competitively priced across more vehicle ages, weights and types, our breakdown product is available across a range of vehicle types

We also include a competitive 30% discount for fleets of 11 or more vehicles

2021 FEAT FLEXIBLE

Flexible cover

Available to your existing ERS policyholders as well as standalone cover

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Flexible distribution

Our EV ERS Breakdown is accessible through a channel that suits you. Either online at ers.com (eTrade), via Bordereau or white labelled.

Breakdown cover availabe for a range of vehicles including

We also include a competitive 30% discount for fleets of 11 or more vehicles

Cover levels

We have four different levels of breakdown cover available

MBI FEAT ROAD

Roadside

With our roadside assistance, we cover the insured vehicle against a breakdown more than a ¼ mile from the home address, compared with more than ½ mile for most other providers. We also cover misfuelling, lost keys and recovery from snow, ice, mud and flood as standard.

MBI FEAT BREAKDOWN

Roadside & Recovery

In addition to the cover provided with UK Roadside Assistance, Roadside & Recovery includes recovery to any UK location or costs for vehicle hire, public transport or overnight accommodation (within defined policy limits). For equine cover this includes stabling cost for horses.

MBI FEAT UK

Total UK

In addition to the cover provided with Roadside Assistance and Roadside & Recovery, Total UK includes cover at home and within ¼ mile of the home address, as well as up to an hour of labour costs at the roadside.

MBI FEAT EU

Total UK & Europe

In addition to the cover provided in Roadside Assistance, Roadside & Recovery and Total UK Total UK & Europe provides benefits including cover prior to trip departure and increased limits for any alternative transport or overnight accommodation required. (Excluding horseboxes).

Specialist EV Recovery Network

We understand the different types of complexities when it comes to recovering an EV vehicle, considering the weight of the vehicle and voltage concerns.

Charging vans

Our EV recovery vans can provide 10 miles charge to get your customers to the next working charging point, so they don’t have to be towed.

Cover for a wide range of specialist vehicles. Whether it’s a converted EV catering van on it’s way to a festival, an electric taxi on it’s way to a customer, or a converted classic car heading to an EV rally we have specialist cover to match.

Not limited to the roadside, or the UK. Whether your customer runs out of charge at home or breakdown in the middle of nowhere, we have the EV expertise and equipment to get them out and back on the move, fast, plus full European cover options.

Watch our video to find out more about our EV recovery.

Product features

Our Breakdown service has been designed to recover all sorts of vehicles including everyday cars, EV, minibuses and vans, motorbikes, classic cars, supercars and even 44 tonne horseboxes whether they’re broken down or stuck in the mud, floods, sand, snow or ice.

Cars, taxi's, bikes, vans and trucks up to 7.5t

From Roadside and Recovery to Total UK cover travel options, our products all come with the following as standard.

  • Misfuelling
  • Lost keys
  • Recovery from snow, ice, mud and flood
  • Recovery to any UK location or costs for vehicle hire, public transport or overnight accommodation (within defined policy limits)
  • 30% discount for 11+ vehicles

Horsebox and Equine recovery

Without breakdown insurance, your Horsebox customers could find themselves having a mare arranging vehicle and livestock recovery.

From Roadside and Recovery to Total UK cover travel options, our products all come with the following as standard.

  • Misfuelling
  • Lost keys
  • Recovery from snow, ice, mud and flood
  • Different types of horsebox whether it is a 3.5t converted van or a 26t lorry
  • One night’s stabling for horses if vehicle cannot be repaired by end of the working day

Documents

Document type

Are you looking for specialist Motor Breakdown insurance?

eTrade

The fastest way to trade Motor Breakdown is via ERS eTrade. Register for eTrade today.

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