Specialist Commercial Vehicle Insurance

Go ahead, make our day. From ice cream vans to mobile cinemas, we insure the most amazing vehicles. Surprise us.

Our policies are available exclusively through UK brokers

Custom insurance for custom motors

Our SCV product aims to cover those vehicles that just won’t conform to traditional products. Modified vehicles for commercial use, the quirkier the better.

Joking aside, we also insure emergency vehicles, mobile media centres, specialist loads and forklift trucks.

Features

Our Specialist Commercial Vehicle features and benefits

Add up to 10 vehicles on a single policy (including mixes of combustible engines and EV)

EU use considered upon referral

Any driver terms (over 25 years of age) offered for multi-vehicle policies

Permanently fitted modifications included

Asbestos, explosive risks and hazardous loads acceptable

EV charging cable liability when vehicle is being charged

Appetite

Our Specialist Commercial Vehicle appetite

Vehicle appetite

Vehicles modified from standard including Tuk Tuks, all vehicle weights considered and bespoke builds, electric considered

Client profile

Drivers aged 25 to 75 (but will consider all ages upon referral)

All levels of claims history considered

All driver history considered

Situation appetite

Specialist use types, including:

Catering
Emergency and Rescue (green and blue light)
Non-Road Registered
Specialist Types
Marketing Exhibition and Retail
Specialist & Hazardous Loads
Specialist Driver Tuition

Documents

Specialist Commercial Vehicle documents

Find policy documents and other useful paperwork here

Document type

Policy documents

Policies incepted from 1 November 2022

ERS Specialist Commercial Vehicle Policy Wording ACSCV 1122

Policies incepted from 1 December 2021

ERS Specialist Commercial vehicle Policy Wording ACSCV 1221

Policies incepted from 1 March 2021

ERS Specialist Commercial vehicle Policy Wording ACSCV 0321

ERS Product Value Form Commercial 2025 ERS Product Value Form Commercial 2024 ERS Product Value Form Commercial 2023 ERS Product Value Form Commercial 2022

Trade with us

Are you looking for Specialist Commercial Vehicle insurance?

eTrade

The fastest way to trade our Specialist Commercial Vehicle product is via ERS eTrade. Register for eTrade today.

For complex risks contact us on 0345 600 3893.

Already registered? Sign in here

Your Commercial Motor support network

Underwriting

Chris Wilson

Head of Motor Fleet & Commercial Motor

James Mann

Product Manager, Commercial Motor

Katie Furzer

Senior Underwriter

Peter King

Underwriter

Harriet Trayner

Underwriter

Morgan Cadogan

Underwriter

Latest news

Meet Vicky – Our New Bespoke Personal Motor Regional Underwriter for the North

Chris Wilson appointed as Head of Fleet & Commercial

Insurance Products

For Brokers

News & Content

Specialist Commercial Vehicle Insurance

Custom insurance for custom motors

Features

Our Specialist Commercial Vehicle features and benefits

Appetite

Our Specialist Commercial Vehicle appetite

Vehicle appetite

Client profile

Situation appetite

Documents

Specialist Commercial Vehicle documents

Document type

Policy documents

Trade with us

Are you looking for Specialist Commercial Vehicle insurance?

eTrade

Your Commercial Motor support network

Underwriting

Chris Wilson

James Mann

Katie Furzer

Peter King

Harriet Trayner

Morgan Cadogan

Latest news

Meet Vicky – Our New Bespoke Personal Motor Regional Underwriter for the North

Chris Wilson appointed as Head of Fleet & Commercial

Meet Saad: Our Non-Standard Product Manager