It’s personal – we get it

When your client has poured their heart into buying, building, restoring or modifying their vehicle, they need cover that reflects its true value.

Classic cars and campers, electric conversions and kit cars can be insured from bonnet to boot with our enthusiast insurance cover.

INTRO ENTHUSIAST

Our Enthusiast features and benefits

2021 FEAT AGREED PRICE
Agreed value
2021 FEAT CLAIMS HANDLING
Dedicated claims team and choice of repairer
2021 FEAT 5
Add up to 5 vehicles on a single policy (including mixes of combustible engines and EV)
2021 FEAT FLEXIBLE
Flexible excess available
2021 FEAT EU UNLIMITED
Unlimited cover for driving in Europe
2021 FEAT LEGAL
Enhanced legal expenses cover

Our Enthusiast appetite

VEHICLES 2021 ENTHUSIAST

Vehicle appetite

Classic car

Vehicles with a value over £2,000 and with no upper value limit

Electric Vehicle Conversions

Collectible cars (at least 20 years old, unless highly collectible e.g. Morgans) that are not the sole vehicle or used daily

Classic commercial or military vehicles (at least 30 years old)

Vehicle Collections

Modified car

Vehicles with a value over £2,000 and with no upper value limit

Electric Vehicle Conversions

Modified ‘Enthusiast’ Cars/Vans, with at least THREE road-legal modifications (cosmetic or performance enhancing)

Modified Vans will be considered subject to acceptable use/occupation, with at least THREE modifications (e.g. lifestyle vehicles, day-vans/campers - no registered motorhomes). No business use/carriage of own goods use or building trade occupations

Imported ‘Enthusiast’ vehicles (incl. Left Hand Drive) considered, subject to age/experience/use

Kit car

Vehicles with a value over £2,000 and with no upper value limit

Electric Vehicle Conversions

Kit built and replica cars

ICON APPETITE CLIENT

Client profile

Drivers aged 17 to 85

Claim free risks through to those with multiple claims and/or single large losses

All drivers experience and history considered

ICON APPETITE SITUATION

Situation profile

Vehicle or owner based in the UK

Vehicle must be stored in a private garage/locked building, driveway or professional storage facility

All UK postcode considered (subject to vehicle storage and security requirements and risk profile)

All basis of cover ("laid-up" Accidental Damage, Fire & Theft through to Comprehensive)

SD&P, commuting, business use, occasional wedding hire use

Company/Organisation proposers

Enthusiast documents

Find policy documents and other useful paperwork here

Document type

Policy documents

Ipid personal motor enthusiast insurance ERS Classic Car inc break IPID COMP 0619 Ipid personal motor enthusiast insurance ERS Kit Car IPID FT 0619 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID ADFT 0619 Ipid personal motor enthusiast insurance ERS Kit Car IPID ADTP 0619 Ipid personal motor enthusiast insurance ERS Classic Car inc break IPID ADTP 0619 Ipid personal motor enthusiast insurance ERS Kit Car IPID COMP 0619 Ipid personal motor enthusiast insurance ERS Mods Imports Car IPID TPO 0619 Ipid personal motor enthusiast insurance ERS Mods Imports Car IPID COMP 0619 Ipid personal motor enthusiast insurance ERS Kit Car IPID TPFT 0619 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID FT 0619 Ipid personal motor enthusiast insurance ERS Kit Car IPID TPO 0619 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID COMP 0619 Ipid personal motor enthusiast insurance ERS Classic Car inc break IPID ADFT 0619 Ipid personal motor enthusiast insurance ERS Mods Imports Car IPID ADFT 0619 Ipid personal motor enthusiast insurance ERS Classic Car inc break IPID TPFT 0619 Ipid personal motor enthusiast insurance ERS Mods Imports Car IPID FT 0619 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID TPO 0619 Ipid personal motor enthusiast insurance ERS Classic Car inc break IPID FT 0619 Ipid personal motor enthusiast insurance ERS Classic Car inc break IPID TPO 0619 Ipid personal motor enthusiast insurance ERS Mods Imports Car IPID ADTP 0619 Ipid personal motor enthusiast insurance ERS Mods Imports Car IPID TPFT 0619 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID TPFT 0619 Ipid personal motor enthusiast insurance ERS Kit Car IPID ADFT 0619 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID ADTP 0619 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID TPO 0721 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID ADTP 0721 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID COMP 0721 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID FT 0721 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID TPFT 0721 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID ADFT 0721

Are you looking for specialist Enthusiast motor insurance?

eTrade

For one to four vehicles, the fastest way to trade our Prestige product is via ERS eTrade. Register for eTrade today.

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Manual underwriting

For five vehicles or more contact our team today on 0345 602 5801 or email

bespokeuwquotes@ers.com

Underwriting

STAFF PERSONAL SACHDEV

Suraj Sachdev

Head of Retail Non-Standard
STAFF PERSONAL SIMPSON

Steve Simpson

Senior Underwriter
STAFF PERSONAL BRADBURY

Alan Bradbury

Senior Underwriter
STAFF PERSONAL BAYES

Scott Bayes

Product Manager
STAFF PERSONAL WATSON

Marc Watson

Senior Underwriter

Operations

STAFF AGRI PUXLEY

Robert Puxley

Team Leader, Claims
STAFF PLACEHOLDER

Clare Hughes

Operations Team Leader

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