Our policies are available exclusively through UK brokers
Broker documents support
Access ERS Policy Documents for our full suite of specialist motor insurance products.
Product
Document type
Policy documents
Policies incepted from 1 August 2023
Policies incepted from 1 November 2022
Document type
Policy documents
Policies incepted from 1 June 2025
Policies incepted from 1 February 2025
Policies incepted from 1 February 2023
Policies incepted from 1 November 2022
Document type
Policy documents
Policies incepted from 1 February 2024
Policies incepted from 1 February 2023
Policies incepted from 1 November 2022
Document type
Policy documents
Policies incepted from 1 March 2023
Policies incepted from 1 November 2022
Policies incepted from 1 July 2022
ERS Classic Car ex break IPID TPFT 0323
ERS Classic Car ex break IPID ADTP 0323
ERS Classic Car ex break IPID COMP 0323
ERS Classic Car ex break IPID FT 0323
ERS Classic Car inc break IPID TPO 0323
ERS Classic Car ex break IPID ADFT 0323
ERS Classic Car inc break IPID ADTP 0323
ERS Classic Car inc break IPID COMP 0323
ERS Classic Car inc break IPID FT 0323
ERS Classic Car inc break IPID TPFT 0323
ERS Classic Car ex break IPID TPO 0323
ERS Classic Car inc break IPID ADFT 0323
Document type
Policy documents
Policies incepted from 28 April 2026
Policies incepted from 1 March 2025
Policies incepted from 1 September 2023
Policies incepted from 1 November 2022
Document type
Policy documents
Policies incepted from 4 March 2026
Document type
Policy documents
Policies incepted from 1 November 2022
Document type
Policy documents
Document type
Policy documents
Document type
Policy documents
Policies incepted from 4 March 2026
Document type
Policy documents
Policies incepted from 1 July 2023
Policies incepted from 1 November 2022
ERS Commercial vehicle IPID ADFT 1122 - Courier
ERS Commercial vehicle IPID ADTP 1122 - Courier
ERS Commercial vehicle IPID TPFT 1122 - Courier
ERS Commercial vehicle IPID TPO 1122 - Courier
ERS Commercial veh IPID COMP 1122 - Courier
ERS Commercial vehicle IPID FT 1122 - Courier
ERS Commercial vehicle IPID ADFT 1221 - Courier
ERS Commercial vehicle IPID ADTP 1221 - Courier
ERS Commercial vehicle IPID COMP 1221 - Courier
ERS Commercial vehicle IPID FT 1221 - Courier
ERS Commercial vehicle IPID TPFT 1221 - Courier
ERS Commercial vehicle IPID TPO 1221 - Courier
Document type
Policy documents
Policies incepted from 1 July 2023
Policies incepted from 1 November 2022
ERS Commercial veh IPID ADFT 1122
ERS Commercial veh IPID ADTP 1122
ERS Commercial veh IPID FT 1122
ERS Commercial veh IPID TPFT 1122
ERS Commercial veh IPID TPO 1122
ERS Commercial veh IPID COMP 1122
ERS Commercial veh IPID COMP 1221
ERS Commercial veh IPID FT 1221
ERS Commercial veh IPID TPFT 1221
ERS Commercial veh IPID TPO 1221
ERS Commercial veh IPID ADFT 1221
ERS Commercial veh IPID ADTP 1221
Document type
Policy documents
Policies incepted from 1 November 2022
ERS Specialist Commercial Vehicle IPID TPO 1122
ERS Specialist Commercial Vehicle IPID ADFT 1122
ERS Specialist Commercial Vehicle IPID ADTP 1122
ERS Specialist Commercial Vehicle IPID TPFT 1122
ERS Specialist Commercial Vehicle IPID FT 1122
ERS Specialist Commercial Vehicle IPID COMP 1122
ERS Specialist Commercial Vehicle IPID TPFT 1221
ERS Specialist Commercial Vehicle IPID TPO 1221
ERS Specialist Commercial Vehicle IPID ADFT 1221
ERS Specialist Commercial Vehicle IPID ADTP 1221
ERS Specialist Commercial Vehicle IPID COMP 1221
ERS Specialist Commercial Vehicle IPID FT 1221
Document type
Policy documents
Policies incepted from 18 March 2025
Policies incepted from 1 November 2022
ERS PCV IPID TPO 0325
ERS PCV IPID TPFT 0325
ERS PCV IPID FT 0325
ERS PCV IPID COMP 0325
ERS PCV IPID ADTP 0325
ERS PCV IPID ADFT 0325
ERS PCV IPID ADFT 0922
ERS PCV IPID COMP 0922
ERS PCV IPID ADTP 0922
ERS PCV IPID TPO 0922
ERS PCV IPID TPFT 0922
ERS PCV IPID FT 0922
ERS PCV IPID TPO 1221
ERS PCV IPID TPFT 1221
ERS PCV IPID FT 1221
ERS PCV IPID COMP 1221
ERS PCV IPID ADTP 1221
ERS PCV IPID ADFT 1221
Document type
Policy documents
Policies incepted from 1 February 2024
Policies incepted from 1 November 2022
Policies incepted from 1 August 2022
ERS Minibus IPID FT 0224
ERS Minibus IPID COMP 0224
ERS Minibus IPID ADTP 0224
ERS Minibus IPID ADFT 0224
ERS Minibus IPID TPO 0224
ERS Minibus IPID TPFT 0224
ERS Minibus IPID COMP 1122
ERS Minibus IPID ADTP 1122
ERS Minibus IPID ADFT 1122
ERS Minibus IPID TPO 1122
ERS Minibus IPID TPFT 1122
ERS Minibus IPID FT 1122
ERS Minibus IPID ADTP 0722
ERS Minibus IPID ADFT 0722
ERS Minibus IPID TPO 0722
ERS Minibus IPID TPFT 0722
ERS Minibus IPID FT 0722
ERS Minibus IPID COMP 0722
ERS Minibus IPID TPO 1221
ERS Minibus IPID TPFT 1221
ERS Minibus IPID FT 1221
ERS Minibus IPID COMP 1221
ERS Minibus IPID ADTP 1221
ERS Minibus IPID ADFT 1221
Document type
Policy documents
Policies incepted from 1 April 2024
Policies incepted from 1 November 2022
Policies incepted from 1 July 2022
ERS Taxi IPID TPO 0424
ERS Taxi IPID TPFT 0424
ERS Taxi IPID COMP 0424
ERS Taxi IPID ADTP 0922
ERS Taxi IPID ADFT 0922
ERS Taxi IPID TPO 0922
ERS Taxi IPID TPFT 0922
ERS Taxi IPID FT 0922
ERS Taxi IPID COMP 0922
ERS Taxi IPID TPFT 0122
ERS Taxi IPID FT 0122
ERS Taxi IPID COMP 0122
ERS Taxi IPID ADTP 0122
ERS Taxi IPID ADFT 0122
ERS Taxi IPID TPO 0122
ERS Taxi IPID COMP 1221
ERS Taxi IPID ADTP 1221
ERS Taxi IPID FT 1221
ERS Taxi IPID ADFT 1221
ERS Taxi IPID TPO 1221
ERS Taxi IPID TPFT 1221
Document type
Policy documents
Policies incepted from 1 November 2022
Document type
Policy documents
Document type
Policy documents
Document type
Policy documents
Policies incepted from 1 May 2025
Policies incepted from 1 November 2022
Document type
Policy documents
Policies incepted from 1 May 2025
Policies incepted from 1 November 2022
Document type
Policy documents
Policies incepted from 1 November 2022
Document type
Policy documents
Policies incepted from 1 November 2022
Document type
Policy documents
Policies incepted from 1 November 2022
Document type
Policy documents
Policies incepted from 1 November 2022
Document type
Policy documents
Policies incepted from 1 November 2022
Document type
Policy documents
Policies incepted from 1 November 2022
Document type
Policy documents
Document type
Policy documents
Policies incepted from 1 November 2022
Product
Policies incepted from 1 August 2023
Policies incepted from 1 November 2022
Policies incepted from 1 June 2025
Policies incepted from 1 February 2025
Policies incepted from 1 February 2023
Policies incepted from 1 November 2022
Policies incepted from 1 February 2024
Policies incepted from 1 February 2023
Policies incepted from 1 November 2022
Policies incepted from 1 March 2023
Policies incepted from 1 November 2022
Policies incepted from 1 July 2022
ERS Classic Car ex break IPID TPFT 0323
ERS Classic Car ex break IPID ADTP 0323
ERS Classic Car ex break IPID COMP 0323
ERS Classic Car ex break IPID FT 0323
ERS Classic Car inc break IPID TPO 0323
ERS Classic Car ex break IPID ADFT 0323
ERS Classic Car inc break IPID ADTP 0323
ERS Classic Car inc break IPID COMP 0323
ERS Classic Car inc break IPID FT 0323
ERS Classic Car inc break IPID TPFT 0323
ERS Classic Car ex break IPID TPO 0323
ERS Classic Car inc break IPID ADFT 0323
Policies incepted from 28 April 2026
Policies incepted from 1 March 2025
Policies incepted from 1 September 2023
Policies incepted from 1 November 2022
Policies incepted from 4 March 2026
Policies incepted from 1 November 2022
Policies incepted from 4 March 2026
Policies incepted from 1 July 2023
Policies incepted from 1 November 2022
ERS Commercial vehicle IPID ADFT 1122 - Courier
ERS Commercial vehicle IPID ADTP 1122 - Courier
ERS Commercial vehicle IPID TPFT 1122 - Courier
ERS Commercial vehicle IPID TPO 1122 - Courier
ERS Commercial veh IPID COMP 1122 - Courier
ERS Commercial vehicle IPID FT 1122 - Courier
ERS Commercial vehicle IPID ADFT 1221 - Courier
ERS Commercial vehicle IPID ADTP 1221 - Courier
ERS Commercial vehicle IPID COMP 1221 - Courier
ERS Commercial vehicle IPID FT 1221 - Courier
ERS Commercial vehicle IPID TPFT 1221 - Courier
ERS Commercial vehicle IPID TPO 1221 - Courier
Policies incepted from 1 July 2023
Policies incepted from 1 November 2022
ERS Commercial veh IPID ADFT 1122
ERS Commercial veh IPID ADTP 1122
ERS Commercial veh IPID FT 1122
ERS Commercial veh IPID TPFT 1122
ERS Commercial veh IPID TPO 1122
ERS Commercial veh IPID COMP 1122
ERS Commercial veh IPID COMP 1221
ERS Commercial veh IPID FT 1221
ERS Commercial veh IPID TPFT 1221
ERS Commercial veh IPID TPO 1221
ERS Commercial veh IPID ADFT 1221
ERS Commercial veh IPID ADTP 1221
Policies incepted from 1 November 2022
ERS Specialist Commercial Vehicle IPID TPO 1122
ERS Specialist Commercial Vehicle IPID ADFT 1122
ERS Specialist Commercial Vehicle IPID ADTP 1122
ERS Specialist Commercial Vehicle IPID TPFT 1122
ERS Specialist Commercial Vehicle IPID FT 1122
ERS Specialist Commercial Vehicle IPID COMP 1122
ERS Specialist Commercial Vehicle IPID TPFT 1221
ERS Specialist Commercial Vehicle IPID TPO 1221
ERS Specialist Commercial Vehicle IPID ADFT 1221
ERS Specialist Commercial Vehicle IPID ADTP 1221
ERS Specialist Commercial Vehicle IPID COMP 1221
ERS Specialist Commercial Vehicle IPID FT 1221
Policies incepted from 18 March 2025
Policies incepted from 1 November 2022
ERS PCV IPID TPO 0325
ERS PCV IPID TPFT 0325
ERS PCV IPID FT 0325
ERS PCV IPID COMP 0325
ERS PCV IPID ADTP 0325
ERS PCV IPID ADFT 0325
ERS PCV IPID ADFT 0922
ERS PCV IPID COMP 0922
ERS PCV IPID ADTP 0922
ERS PCV IPID TPO 0922
ERS PCV IPID TPFT 0922
ERS PCV IPID FT 0922
ERS PCV IPID TPO 1221
ERS PCV IPID TPFT 1221
ERS PCV IPID FT 1221
ERS PCV IPID COMP 1221
ERS PCV IPID ADTP 1221
ERS PCV IPID ADFT 1221
Policies incepted from 1 February 2024
Policies incepted from 1 November 2022
Policies incepted from 1 August 2022
ERS Minibus IPID FT 0224
ERS Minibus IPID COMP 0224
ERS Minibus IPID ADTP 0224
ERS Minibus IPID ADFT 0224
ERS Minibus IPID TPO 0224
ERS Minibus IPID TPFT 0224
ERS Minibus IPID COMP 1122
ERS Minibus IPID ADTP 1122
ERS Minibus IPID ADFT 1122
ERS Minibus IPID TPO 1122
ERS Minibus IPID TPFT 1122
ERS Minibus IPID FT 1122
ERS Minibus IPID ADTP 0722
ERS Minibus IPID ADFT 0722
ERS Minibus IPID TPO 0722
ERS Minibus IPID TPFT 0722
ERS Minibus IPID FT 0722
ERS Minibus IPID COMP 0722
ERS Minibus IPID TPO 1221
ERS Minibus IPID TPFT 1221
ERS Minibus IPID FT 1221
ERS Minibus IPID COMP 1221
ERS Minibus IPID ADTP 1221
ERS Minibus IPID ADFT 1221
Policies incepted from 1 April 2024
Policies incepted from 1 November 2022
Policies incepted from 1 July 2022
ERS Taxi IPID TPO 0424
ERS Taxi IPID TPFT 0424
ERS Taxi IPID COMP 0424
ERS Taxi IPID ADTP 0922
ERS Taxi IPID ADFT 0922
ERS Taxi IPID TPO 0922
ERS Taxi IPID TPFT 0922
ERS Taxi IPID FT 0922
ERS Taxi IPID COMP 0922
ERS Taxi IPID TPFT 0122
ERS Taxi IPID FT 0122
ERS Taxi IPID COMP 0122
ERS Taxi IPID ADTP 0122
ERS Taxi IPID ADFT 0122
ERS Taxi IPID TPO 0122
ERS Taxi IPID COMP 1221
ERS Taxi IPID ADTP 1221
ERS Taxi IPID FT 1221
ERS Taxi IPID ADFT 1221
ERS Taxi IPID TPO 1221
ERS Taxi IPID TPFT 1221
Policies incepted from 1 November 2022
Policies incepted from 1 May 2025
Policies incepted from 1 November 2022
Policies incepted from 1 May 2025
Policies incepted from 1 November 2022
Policies incepted from 1 November 2022
Policies incepted from 1 November 2022
Policies incepted from 1 November 2022
Policies incepted from 1 November 2022
Policies incepted from 1 November 2022
Policies incepted from 1 November 2022
Policies incepted from 1 November 2022