Fast, reliable quotes

Friendly, knowledgeable support, accessible trading and a willingness to get the job done properly. That’s what you can expect from our teams.

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BROKERS AI

All quotes driven by data intelligence and specialist expert knowledge

BROKERS LLOYDS

Speedy access to a breadth of Lloyd's A+ rated motor products via ERS eTrade

BROKERS UK

Specialist motor insurance products sold through UK brokers

BROKERS EXPERT

Specialist underwriter support for the more complex risks

CLAIMS

Experienced Claims Service you and your clients can rely on

We’ve got you covered

Our teams of specialist underwriters understand individual driver's passions, livelihoods and needs to create the cover that's just right.

Discover our products

Stay connected

Sign-up to our latest events and view our bite-sized webinars to keep up-to-date with our latest product news.

Find out more

Ways to trade

Broker documents support

Access ERS Policy Documents for our full suite of specialist motor insurance products.

Product

Document type

Policy documents

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Policy documents

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Policy documents

Ipid personal motor motorhome insurance ERS Motorhome IPID TPFT 1221 Ipid personal motor motorhome insurance ERS Motorhome IPID TPO 1221 Ipid personal motor motorhome insurance ERS Motorhome IPID ADFT 1221 Ipid personal motor motorhome insurance ERS Motorhome IPID ADTP 1221 Ipid personal motor motorhome insurance ERS Motorhome IPID COMP 1221 Ipid personal motor motorhome insurance ERS Motorhome IPID FT 1221 Ipid personal motor motorhome insurance ERS Motorhome IPID ADFT 0619 Ipid personal motor motorhome insurance ERS Motorhome IPID COMP 0619 Ipid personal motor motorhome insurance ERS Motorhome IPID TPO 0619 Ipid personal motor motorhome insurance ERS Motorhome IPID TPFT 0619 Ipid personal motor motorhome insurance ERS Motorhome IPID ADTP 0619 Ipid personal motor motorhome insurance ERS Motorhome IPID FT 0619 Ipid personal motor motorhome insurance ERS Motorhome IPID TPO 0821 Ipid personal motor motorhome insurance ERS Motorhome IPID FT 0821 Ipid personal motor motorhome insurance ERS Motorhome IPID TPFT 0821 Ipid personal motor motorhome insurance ERS Motorhome IPID ADFT 0821 Ipid personal motor motorhome insurance ERS Motorhome IPID ADTP 0821 Ipid personal motor motorhome insurance ERS Motorhome IPID COMP 0821 Ipid personal motor motorhome insurance ERS Motorhome IPID COMP 0721 Ipid personal motor motorhome insurance ERS Motorhome IPID FT 0721 Ipid personal motor motorhome insurance ERS Motorhome IPID TPFT 0721 Ipid personal motor motorhome insurance ERS Motorhome IPID TPO 0721 Ipid personal motor motorhome insurance ERS Motorhome IPID ADFT 0721 Ipid personal motor motorhome insurance ERS Motorhome IPID ADTP 0721

Document type

Policy documents

Policies incepted from 1st July 2021
Policies incepted from 1st October 2020
Policies incepted from 1st October 2019
Policies incepted from 1st July 2019
Policies incepted from 1st June 2019
Policies incepted from 1st May 2018
Ipid personal motor enthusiast insurance ERS Classic Car inc break IPID COMP 0619 Ipid personal motor enthusiast insurance ERS Kit Car IPID FT 0619 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID ADFT 0619 Ipid personal motor enthusiast insurance ERS Kit Car IPID ADTP 0619 Ipid personal motor enthusiast insurance ERS Classic Car inc break IPID ADTP 0619 Ipid personal motor enthusiast insurance ERS Kit Car IPID COMP 0619 Ipid personal motor enthusiast insurance ERS Mods Imports Car IPID TPO 0619 Ipid personal motor enthusiast insurance ERS Mods Imports Car IPID COMP 0619 Ipid personal motor enthusiast insurance ERS Kit Car IPID TPFT 0619 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID FT 0619 Ipid personal motor enthusiast insurance ERS Kit Car IPID TPO 0619 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID COMP 0619 Ipid personal motor enthusiast insurance ERS Classic Car inc break IPID ADFT 0619 Ipid personal motor enthusiast insurance ERS Mods Imports Car IPID ADFT 0619 Ipid personal motor enthusiast insurance ERS Classic Car inc break IPID TPFT 0619 Ipid personal motor enthusiast insurance ERS Mods Imports Car IPID FT 0619 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID TPO 0619 Ipid personal motor enthusiast insurance ERS Classic Car inc break IPID FT 0619 Ipid personal motor enthusiast insurance ERS Classic Car inc break IPID TPO 0619 Ipid personal motor enthusiast insurance ERS Mods Imports Car IPID ADTP 0619 Ipid personal motor enthusiast insurance ERS Mods Imports Car IPID TPFT 0619 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID TPFT 0619 Ipid personal motor enthusiast insurance ERS Kit Car IPID ADFT 0619 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID ADTP 0619 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID TPO 0721 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID ADTP 0721 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID COMP 0721 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID FT 0721 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID TPFT 0721 Ipid personal motor enthusiast insurance ERS Classic Car ex break IPID ADFT 0721

Document type

Policy documents

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Policy documents

Document type

Policy documents

Ipid commercial motor specialist commercial vehicle insurance ERS Specialist Commercial IPID TPFT 1221 Ipid commercial motor specialist commercial vehicle insurance ERS Specialist Commercial IPID TPO 1221 Ipid commercial motor specialist commercial vehicle insurance ERS Specialist Commercial IPID ADFT 1221 Ipid commercial motor specialist commercial vehicle insurance ERS Specialist Commercial IPID ADTP 1221 Ipid commercial motor specialist commercial vehicle insurance ERS Specialist Commercial IPID COMP 1221 Ipid commercial motor specialist commercial vehicle insurance ERS Specialist Commercial IPID FT 1221 Ipid commercial motor specialist commercial vehicle insurance ERS Specialist Commercial IPID ADTP 0619 Ipid commercial motor specialist commercial vehicle insurance Ipid commercial motor specialist commercial vehicle insurance ERS Specialist Commercial IPID COMP 0619 Ipid commercial motor specialist commercial vehicle insurance ERS Specialist Commercial IPID ADFT 0619 Ipid commercial motor specialist commercial vehicle insurance ERS Specialist Commercial IPID FT 0619 Ipid commercial motor specialist commercial vehicle insurance ERS Specialist Commercial IPID TPO 0619 Ipid commercial motor specialist commercial vehicle insurance ERS Specialist Commercial IPID FT 0321 Ipid commercial motor specialist commercial vehicle insurance ERS Specialist Commercial IPID ADFT 0321 Ipid commercial motor specialist commercial vehicle insurance ERS Specialist Commercial IPID ADTP 0321 Ipid commercial motor specialist commercial vehicle insurance ERS Specialist Commercial IPID TPFT 0321 Ipid commercial motor specialist commercial vehicle insurance ERS Specialist Commercial IPID COMP 0321

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Policy documents

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Policy documents

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Policy documents

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Policy documents

Ipid agriculture motor farmers plan insurance ERS Farmers Plan IPID TPFT 1221 Ipid agriculture motor farmers plan insurance ERS Farmers Plan IPID TPO 1221 Ipid agriculture motor farmers plan insurance ERS Farmers Plan IPID ADFT 1221 Ipid agriculture motor farmers plan insurance ERS Farmers Plan IPID ADTP 1221 Ipid agriculture motor farmers plan insurance ERS Farmers Plan IPID COMP 1221 Ipid agriculture motor farmers plan insurance ERS Farmers Plan IPID FT 1221 Ipid agriculture motor farmers plan insurance ERS Farmers Plan IPID FT 0619 Ipid agriculture motor farmers plan insurance ERS Farmers Plan IPID TPFT 0619 Ipid agriculture motor farmers plan insurance ERS Farmers Plan IPID ADFT 0619 Ipid agriculture motor farmers plan insurance ERS Farmers Plan IPID ADTP 0619 Ipid agriculture motor farmers plan insurance ERS Farmers Plan IPID TPO 0619 Ipid agriculture motor farmers plan insurance ERS Farmers Plan IPID COMP 0619 Ipid agriculture motor farmers plan insurance TPO 0218 v1 Ipid agriculture motor farmers plan insurance TPO 0619 Ipid agriculture motor farmers plan insurance TPO 0718 v1 Ipid agriculture motor farmers plan insurance TPFT 0619 Ipid agriculture motor farmers plan insurance TPFT 0718 v1 Ipid agriculture motor farmers plan insurance FT 0218 v1 Ipid agriculture motor farmers plan insurance FT 0619 Ipid agriculture motor farmers plan insurance FT 0718 v1 Ipid agriculture motor farmers plan insurance TPFT 0218 v1 Ipid agriculture motor farmers plan insurance COMP 0218 v1 Ipid agriculture motor farmers plan insurance COMP 0619 Ipid agriculture motor farmers plan insurance COMP 0718 v1 Ipid agriculture motor farmers plan insurance ADTP 0218 v1 Ipid agriculture motor farmers plan insurance ADTP 0619 Ipid agriculture motor farmers plan insurance ADTP 0718 v1 Ipid agriculture motor farmers plan insurance ADFT 0718 v1 Ipid agriculture motor farmers plan insurance ADFT 0619 Ipid agriculture motor farmers plan insurance ADFT 0218 v1

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Policy documents

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Policy documents

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Policy documents

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Policy documents

Ways to trade

Being the UK’s largest specialist motor insurer, the fastest way to trade a range of our specialist products is online, helping you provide the right A+ rated cover your clients can rely on.

Discover insurance products
INTRO WAYSTOTRADE

Trade online

Get speedy access to expert cover for a range of specialist motor insurance products online.

Quote, Buy, Adjust, and Renew with ERS eTrade.

View products available to trade online now below.

Sign-up to trade online
Ways to trade 1

Software houses

You can access ERS rates live on your Software house. This means that we can get our latest, most competitive pricing to market in real-time.

Trade ERS with OpenGI, CDL and SSP. Talk to your Regional Development Manager to find out more.

Contact us
Ways to trade 2

Manual underwriting

For the more complex risks, our expert underwriter teams are here to support your business by providing bespoke cover tailored to the driver and more specialist vehicle needs.

Products to trade manually
Ways to trade 3

Plug into ERS (PIERS)

You can now deep link into ERS’ back-end systems and pricing models via an API for friction-free trading across your customer lifecycle including new business quotes and MTAs to renewals, cancellations and document receipt. Plug in to ERS ensures all your touchpoints with ERS can be managed digitally, without the need to connect to a software house or portal, making it the most efficient way to trade with ERS

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Brokers ways to trade piers

Product availability

A table showing which products are available via the various ways to trade

Available now
Coming soon
Online/eTrade
Software Houses
Manual
Personal
Classic Car
High Risk
Kit Car
Modified & Imported
Overseas
Motorhome
Car
Sports & Entertainment
Schemes & Affinities
Supercar
Collections
Commercial
Coach & Bus
Courier
Minibus
Specialist Commercial Vehicle
Taxi
Transportation
Showman
Wedding
Execs & Chauffeurs
Fleet
Own Goods & Trades
Passenger Transportation
Good for Hire & Reward
Agriculture
Farmers Plan
Leisure & Recreation
Horsebox
Motor Breakdown
Motor Breakdown

Settle for nothing less

Knowledgeable claims handling and efficient service means we have fewer than one complaint for every 1,000 policies. And we don’t step back when it’s time to step up.

The largest claim we settled was £10m and we paid out over £235m in claims in 2019.

INTRO WAYSTOTRADE

Key broker benefits of our claims

2021 FEAT CLAIMS HANDLING
All claims are handled in-house, so you know you’re talking to experts who understand the vehicles involved
2021 FEAT CRACKED
Damage assessments are quickly reported and accurately managed by our in-house team of qualified engineers
2021 FEAT REPAIRS
Only genuine OEM replacement parts used at our nationwide network of specialist repairers
2021 FEAT TICK
No need for your client to be involved if a claim is made against them. We’ll deal directly with innocent third-party claims

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