In a world where vehicles are more connected, intelligent, and accessible than ever, Motor Innovation is designed for the vehicles of tomorrow, from autonomous cars and connected vehicles to insurance embedded into platforms and insurance cover for limited durations.

As the UK's largest specialist motor insurer, we are heavily invested in understanding the innovative and evolutionary technologies that will shape the future. We're reimagining coverage to fit seamlessly with the needs of today's drivers, owners, and platforms.

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Motor Innovation products

Working in collaboration with brokers and clients to build partnerships in the world of future mobility

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Connected vehicles

Insurance for vehicles that communicate with devices, enhancing safety, convenience, and efficiency

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Autonomous vehicles

Insurance for vehicles that navigate and operate without human intervention

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Embedded insurance

Insurance integrated into product and service platforms

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On-demand insurance

Short-term duration insurance, ranging from a few hours to a few months to meet temporary needs

Why choose the specialist motor insurer?

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UK motor expertise

With 75+ years of experience and deep data insights, we expertly navigate the UK motor market and optimise pricing for complex risks.

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Lloyd's A+ rated

As an A+ rated Lloyd’s Syndicate, we offer the backing of a trusted name - supporting secure, competitive cover with robust risk management.

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Digital trading

Our API and Bordereaux capabilities enable seamless real-time trading, automation, and accurate reporting - making each partnership smoother and faster.

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Data science

We apply advanced analytics and machine learning to enhance risk assessment and deliver personalised pricing that benefits brokers and their clients.

BRIGHTRED FEAT CLAIMS HANDLING

Claims ownership

Our in-house claims team, rated ‘excellent’ on Trustpilot and four stars on Google, manage complex claims directly- ensuring fast, fair resolutions and high customer satisfaction.

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Agile and responsive

We make pricing changes daily and adapt quickly to market shifts - helping brokers stay competitive in a fast-moving landscape.

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Scale and reinsurance

Our scale allows us to secure strong reinsurance support, ensuring financial stability and effective cover, for even the most complex motor risks.

Meet the Motor Innovation team

SURAJ SACHDEV PINK

Suraj Sachdev

Head of Non-Standard Retail and Motor Innovation
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Jack Hoy

Product Manager, Motor Innovation
MING WAN PINK

Ming Wan

New Business Manager
JAMES DOOLEY PINK

James Dooley

Underwriter
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Pinali Vijaicant

Senior Pricing Analyst