Classic Car

Classic cars come in all shapes and sizes. From vintage designs or more modern classics to aged ‘barn finds’ for restoration each car has unique qualities. For a driver, they share a special relationship with their vehicles, putting in countless hours of work and care to insure their vehicle maintains – or even increases its value.

Our dedicated Classic Car team focuses on delivering tailor made solutions, helping you give drivers the very best cover and service for their cherished vehicles & classic car collections.

Dedicated claims handling team who will discuss repair options
Agreed value at no extra charge (subject to evidence)
Salvage retention option to customer following total loss
Cherished plate covered up to £10,000
Loss of keys and lock replacement, child seat cover and personal belongings cover
Cover for public road rallies and trials, treasure hunts, road safety and non-competitive rallies
Multi vehicle coverage for classic vehicle collections
Up to 90 days European use per trip
Cover for dismantled parts
Stand-alone breakdown cover available
  • Collectible cars (at least 20 years old, unless highly collectible e.g. Morgans) that are not the sole vehicle or used daily
  • Classic commercial vehicles (at least 30 years old)
  • Classic collections
  • Military vehicles
  • Drivers aged 17 to 85 (subject to experience and vehicle type), apart from those with unemployed occupational status
  • Vehicle or owner based in the UK
  • Vehicle must be stored in a private garage/locked building, driveway or professional storage facility
  • SD&P, commuting, personal and company business use, occasional wedding hire use (subject to annual mileage)
  • Claim free risks through to those with multiple claims and/or single large losses
  • Conviction free drivers through to drivers with motoring and criminal convictions
  • Vehicles with a value over £1,500 and with no upper value limit
  • All postcode areas (subject to vehicle storage and security requirements)
  • All basis of cover (comprehensive through to "laid-up" ADF&T)

Adrian Moody

Product Manager

Got a Classic Car risk that needs underwriting?