Motorhome Insurance

Cover for motorhomes from professionally to self-converted and any size in between including American RV imports.

Our policies are available exclusively through UK brokers

Explore with confidence

A motorhome says freedom like nothing else. Deciding on which destination to go to will be the tricky part, as we understand the complexities around such vehicles and therefore provide specialist cover for when your clients need it the most, ensuring they get out on that trip as soon as possible.

Features

Our Motorhome features and benefits

Unlimited windscreen cover

£1,000 awnings, gas cylinders and generators cover

Personal belongings cover up to £2,000 per vehicle

Up to 180 days European use per trip

New motorhome replacement cover in the event of a total loss within 12 months of ownership from new

Loss of key cover up to £500

Appetite

Our Motorhome appetite

Vehicle appetite

Motorhomes ranging from USA manufactured RV's, A-class and coach built motorhomes, to professionally converted or self-converted panel vans

Vehicles registered with the DVLA as “Body Type: Motor Caravan” or “Van with Side Windows”* or in the process of conversion, subject to timescales

Vehicles with a value over £3,000 and with no upper value limit

*For “Van with Side Windows” motorhome features are required: A bed, seats, a table, cooking & storage facilities, side window and a separate door to the accommodation area

Client profile

Drivers aged 17 to 85

Claim free risks through to those with multiple claims and/or single large losses

All drivers experience and history considered

Situation profile

Vehicle or owner based in the UK

SD&P, commuting, personal and company business use

All UK postcode areas (subject to vehicle storage and security requirements and risk profile)

All basis of cover (comprehensive through to "laid-up" ADF&T)

Documents

Motorhome documents

Find policy documents and other useful paperwork here

Document type

Policy documents

Policies incepted from 1 February 2024

ERS Motorhome Policy Wording ACMHOME 0124

Policies incepted from 1 February 2023

ERS Motorhome Policy Wording ACMHOME 0323

Policies incepted from 1 November 2022

ERS Motorhome Policy Wording ACMHOME 0922

Policies incepted from 1 December 2021

ERS Motorhome Policy Wording ACMHOME 1221

ERS Motorhome IPID TPO 0124 ERS Motorhome IPID TPFT 0124 ERS Motorhome IPID FT 0124 ERS Motorhome IPID COMP 0124 ERS Motorhome IPID ADTP 0124 ERS Motorhome IPID ADFT 0124 ERS Motorhome IPID TPFT 0323 ERS Motorhome IPID FT 0323 ERS Motorhome IPID COMP 0323 ERS Motorhome IPID ADTP 0323 ERS Motorhome IPID ADFT 0323 ERS Motorhome IPID TPO 0323 ERS Motorhome IPID COMP 0922 ERS Motorhome IPID ADTP 0922 ERS Motorhome IPID ADFT 0922 ERS Motorhome IPID TPO 0922 ERS Motorhome IPID TPFT 0922 ERS Motorhome IPID FT 0922 ERS Motorhome IPID COMP 1221 ERS Motorhome IPID ADTP 1221 ERS Motorhome IPID ADFT 1221 ERS Motorhome IPID TPO 1221 ERS Motorhome IPID TPFT 1221 ERS Motorhome IPID FT 1221

Statement of Facts - ERS Motorhome

ERS Product valuation Form - Motorhome - 2025 ERS Product Value Form Motorhome 2024 ERS Product Value Form Motorhome 2023 ERS Product Value Form Motorhome 2022

Trade with us

Are you looking for specialist Motorhome insurance?

Software house

Motorhome is available of SSP, OGI & CDL for single motorhome risks.
Contact Steve Simpson, Senior Underwriter to find out more.

eTrade

For single and multi-vehicle motorhome risks.
Register for eTrade today.

Already registered? Sign in here

Manual Underwriting

For risks where Motorhome value is more than £50k and/or policy is in company name, or multi-vehicle motorhome risks.
New business submissions, renewals and MTAs, call 0345 600 3890 or email motorhomequotes@ers.com.

motorhomequotes@ers.com