Mitul Malkan, Product Manager for Commercial at ERS

From catering trailers volumetric mixers to mobile cinemas or even dog grooming vehicles, our Specialist Commercial Vehicles (SCV) product might be the single most diverse offering we have at ERS. It’s seven different categories rolled into one, each of them comprising a vast array of weird and wonderful vehicles serving unique, distinct and sometimes surprising purposes.

Some of these undoubtedly carry higher levels of risk than others – we make it our business to try and cover as many as we possibly can, by getting into the details of exactly how these fantastic vehicles are being used to ascertain the true level of risk presented by each one.

In fact, our SCV product is broader than brokers may think; some have even told us of their surprise on finding out that we are able to cater for their customers’ most outlandish machines. So we thought it would be helpful to take you quickly through each of the categories we cover and outline some of the quirkiest vehicles currently on our books. You never know – you may find that SCV is the perfect fit for some of your current customer needs.

With SCV being such a mixed bag – here’s a snapshot of our recent specialist SCV quote requests:


Catering - mobile barista vehicles, modified vans for catering , ice cream vans	Emergency and Rescue - private ambulances, doctors’ emergency (green and blue) light vehicles, funeral transit

Non-Road Registered - Example use cases: forklift trucks, vehicles for display use, mobile high pressure washers, cherry pickers, mobile cranes	Specialist Types - vulmetric mixers, mobile animal grooming facilities, road sweepers, white line marking vehicles, camera vehicles

Marketing, Exhibition, Retail and Education Coach or commercial vehicle conversions, mobile media centres, mobile cinemas, mobile offices and classrooms, other exhibition vehicles	Specialist Loads asbestos-carrying vehicles, gunpowder-carrying vehicle or even fireworks (pyrotechnics)

Driver Tuition non-standard driver instructor vehicles such as buses, coach, tractors or trucks used by smaller tuition companies or individual tutors	Every ERS policy comes with an A+ rating, so you and your customers can rely on us.