Agricultural insurance

Ensuring farmers have one less thing to worry about

Farmers plan

Your farming clients want to focus on their business, not their worries. We understand the agricultural sector and offer specific policy benefits tailored for farming clients. 

Horse box

Whether your client is a horsing enthusiast or a professional sportsperson, whether they own a livery business or a farm, we offer a range of bespoke cover for horse boxes. 

Got an Agricultural risk that needs specialist underwriting?

Call: 0345 600 2284

If something comes from left field, we’ll put it right fast

The only certainty in farming is that nothing is certain. From the weather to the markets, things can change in an instant. That’s why at ERS we offer a dedicated claims handling service. From the initial phone call through to full resolution of the claim, our expert call handlers will deal with everything, so your clients can keep on working come what may. 

Agriculture Cover Stood Next To Tractor

Agriculture Cover Farmer Arms Folded

With us, your client can use their vehicles for any purpose

Some insurance providers only cover vehicles when they're used for farming, but not when they’re used to take produce to market. We know that farmers have to diversify, and nowadays they use their vehicles for all kinds of activities. Our dedicated underwriting team understands farmers’ needs, and can help you make sure your clients are covered. 

A minor bump can become a major headache

Your farming clients drive large vehicles that can cause a lot of damage if they get involved in an accident, leaving them facing a substantial bill. We offer up to £10m of third party property damage. So if your clients are ever involved in an accident, they won’t be left out of pocket. 

Agriculture Cover Farming Family

Single policy designed to include all agricultural and associated vehicles/businesses
Flexible approach to UW and rating with competitive prices
Personal belongings cover on all vehicles (up to £500)
New vehicle replacement cover for private cars and commercial vehicles up to 3.5 tonnes
£20m third party property damage cover for private cars
£10m third party property damage cover for commercial vehicles
Can include family members (even if living in other parts of the country)
Flexibility on repairs – farmers can repair themselves locally
Foreign use extension
Suitable for diversified farms, zoos, universities and golf courses
Trailer and implement cover for agricultural trailers attached and detached
  • Single Vehicle Tractor risks to 500+ Vehicle Agricultural Fleets
  • Small Holdings, Farms, Landed Estates
  • Allied Rural community business for example; Agricultural Contracting, Livery Yards, Agricultural Haulage and Transportation
  • Risks where Agricultural equipment is used; Universities, Golf Clubs, Zoos