Modified & Imported Car

We are passionate about insuring car enthusiasts who have modified or imported their vehicles, from those that choose to extensively modify their rides, to others that simply want to stand out from the crowd.

Modified and import cars are an enthusiasts passion and come with their own special complexities that require specialist knowledge to insure. Our modified and imported policy will ensure the owners pride and joy is protected.

Dedicated claims handling team who will discuss repair options
Salvage retention option to customer following total loss
Multi vehicle coverage for modified car collections
Loss of keys and lock replacement, child seat cover and personal belongings cover
Up to 60 days European use per trip
We can provide cover for public road rallies and trials, treasure hunts, road safety and non-competitive rallies (excl. racing, pace-making or speed trials)
Protected no claims discount option
Stand-alone breakdown cover available
  • Modified cars – enthusiast owned private cars with at least three performance enhancing or cosmetic modifications
  • Imported cars - enthusiast owned private cars from the USA, Japanese domestic market etc. including grey imports and non-ABI grouped vehicles (excludes Japanese imported people carriers/MPVs)
  • Vehicle or owner are based in the UK
  • Drivers aged 17 to 85 (subject to experience and vehicle type), apart from those with unemployed occupational status
  • SD&P, commuting, personal and company business use, occasional wedding hire use (subject to annual milage)
  • Claim-free risks through to those with multiple claims and/or single large losses
  • Conviction-free drivers through to drivers with motoring convictions and criminal convictions
  • Vehicles with a value over £2,000 and with no upper value limit
  • All postcode areas (subject to vehicle storage and security requirements)
  • All basis of cover (comprehensive through to “laid-up” ADF&T)

Adrian Moody

Product Manager

Got a Modified or Imported Car risk that needs underwriting?